Navigating private health insurance can feel like a part-time job. With “preferred providers,” “annual limits,” and “gap payments,” it’s hard to know if you’re actually getting the value you pay for every month.
At Chelsea Dental Group, we’ve made it simple. We have sought out and maintained a high of provider status with Australia’s leading funds. Here is what that means for your hip pocket in 2026.
As a BUPA Platinum Preferred Provider, our patients often enjoy the highest possible rebates in the network. For many eligible Bupa members, this means:
$0 Gap for your regular check-up, scale, and clean.
Between 60% to 100% back on most general dental treatments.
Peace of mind knowing your costs are capped at Bupa’s set schedule.
We are proud to be part of the Medibank Members Choice Advantage network. This is a step above the standard “Members Choice” tier. It means Medibank members get better transparency on costs and significantly lower out-of-pocket expenses compared to non-advantage clinics.
If you are with HCF, you can access the More for Teeth program here. This program is designed to encourage prevention. For eligible members, HCF pays 100% of the cost for your bitewing X-rays, clean, and fluoride treatment once or twice a year.
You shouldn’t need a calculator to go to the dentist. We use HICAPS technology to process your claim instantly on the day. You only ever pay the “gap”—the difference between our fee and your fund’s rebate.
Pro Tip: Most dental extras reset on January 1st. If you haven’t used your limits by December, those benefits often disappear forever.
Don’t let your premiums go to waste. Call us at (03) 9772 2076 or click here to book your “No-Gap” eligible check-up.
